Not getting pre-approved before house hunting in Southwest Florida.  ( I suggest you use a local mortgage lender here in southwest Florida)

Why get your hopes up looking at $400,000 homes, when you can really only afford a $200,000 home? Before you start house hunting, narrow down your price range by getting pre-approved from a local mortgage lender. Asking your Realtor for a referral to a good local mortgage Lender here in southwest Florida with local mortgage knowledge is your best move. they will work you up a good faith estimate hat spells out the likely terms of your loan, including the interest rate and closing costs in dollars amounts per line item and a grand total ( No surprises at the closing table ! ) Now you know how much of house you can afford, it also lets the sellers know that you’re serious about buying. Now it’s time to go house hunting with an experienced guide!

Waiting for the market to improve or not buying at all.  (  Inventory of homes for sale has been decreasing over the last 12 months in southwest Florida )

No matter how much research you do online, no one person or website can predict where the market is going specially here in southwest Florida, so trying to time your home purchase with the bottom of the real estate market is a waste of your time and in the long run could cost you a lot more money. If you’re financially and emotionally ready to be a homeowner, you should proceed with purchasing a home. Remember, You could be building equity, getting tax deductions and enjoying the many other benefits of home ownership right now! Besides it’s your life don’t you want to be living it under your own control and decisions?

Making an offer without contingencies.   ( Fort Myers / Cape Coral / Bonita Springs Real Estate )

You need to have a back-out plan as a home buyer . If the home doesn’t appraise for the purchase price, or your lender refuses to fund your loan, having contingencies on your contract gives you the right to cancel the contract and return your good faith escrow deposit. I always explain it this way, would you spend a couple hundred dollars in a store that doesn’t have a 30-day return policy? Then why would you put hundreds of thousands of dollars on the line without the right to walk away? When your Interviewing Realtors to work with ask the agent “How do they protect you the home buyer and you’re best interest? ”

Turning down a home inspection option?  ( Unless your tearing it down to build new , home inspection is a must ! )

All homes have defects — including brand new construction homes, so getting a professional inspection done as a contingency before making the commitment to move forward with financing the home. Be sure to attend the inspection and go with the inspector on a grand tour of the condition of the home. This should be a 2 to 2 1/2 hour inspection of the complete home and it’s components. You always have a home inspection, there is never a good reason not to have one ! Have you ever heard of Chinese Drywall ?

Buying a foreclosure without doing your Homework.   ( Foreclosures in Cape Coral , Fort Myers & Naples )

Cape Coral , Fort Myers and Lehigh Acres have leading the country over the last few years in foreclosures, but working with a real estate professional will help you sort all the information out . Many home buyers  get stressed out and confused as they are so set on finding a bargain, they overlook that buying a home that needs repairs can be a stressful and expensive repairs continue on and on beyond the surface. Before buying a foreclosure that needs repairs make sure you have the knowledge of costs, skilled licensed professionals to do the work and have the reserve funds to pay the cost of repairs. ( I can help you with licensed professionals ) The foreclosure market is full of great opportunities, but many need repairs done before occupying the property.

If one of your goals is about making a life change in 2012 , I would like to help you over achieve  your real estate goals and yes it is possible !  I  can assist you with buying a retirement home here in Southwest Florida or maybe your looking to purchase a second home, or maybe an investment property or relocating to Cape Coral / Fort Myers Florida.  Cape Coral / Fort Myers real estate in southwest Florida is predicted to continue to rise slowly over the  next couple of years making this year of 2012 the  last year to acquire outstanding Cape Coral / Fort Myers property at current market value that will soon will become a memory of the past.

The Cape Coral / Fort Myers real estate market features Short Sales, Foreclosures, Waterfront  Property, Gated Communities and Luxury Real Estate.  I have been successfully closing short sales  since 2006 with great success in Cape Coral, Fort Myers, Bonita Springs and Lehigh Acres Florida along with experience with more traditional real estate sales in Cape Coral / Fort Myers / Bonita Springs and Naples Florida. Allow my years of experience to work for you through out the buying or selling process in southwest Florida.

I personally am an avid boater and fish these local waters and I have years of experience in working with home owners looking to sell their waterfront property, specially in Cape Coral Florida . If you own a Cape Coral Gulf Access Home and are thinking about selling? I would like to discuss with you in detail all that I will do to market  ( Exposure sells your home the fastest and for the most price ) this will insist in helping you sell your home. I am always looking for home owners who want to get the most out of their property within a reasonable time on the real estate market. I have also successfully closed short sales from many of the largest mortgage lenders throughout southwest  Florida.

I look forward to the opportunity to talk to you about your real estate ambitions in 2012 !

Best regards

“Broker Joe ”  Joe Kendall, Broker Associate with Sandals Realty

Are you needing to avoid foreclosure? Are you Looking for a Short Sale Expert / Loss mitigation Specialist in Cape Coral, Fort Myers and Bonita Springs Florida? I am a Broker Associate with Sandals Realty and Yes, I can successfully help You avoid foreclosure.

I have been closing short sales since 2006 and I have closed many short sales . CLICK HERE! Here are just a few of them.

So are you looking for a short sale expert in Bonita Springs, Estero , Cape Coral, Fort Myers or Lehigh Acres Florida?? I am not sure there is such a person, but I am Professional, Personable and Yes, I close Bank Short Sales.

Joe talks with NBC 2 and ABC 7 News Stations located in southwest Florida regarding short sales.

My mission is to achieve your release of any future deficiency to you by your lender

Many real estate offices will tell you how long they have been in the business, how many agents they have, how many homes they have sold over the years and they think thats enough to get you to list your home with them!  Well, that is living in the past and I think you deserve a lot more then that !  I will tell you what I ” will do ” to sell your home and I will over deliver on those promises! Don’t sell your home without talking to Broker Joe!  Just ask my clients! I look forward to talking with you.

Joe Kendall, Broker Associate with Sandals Realty, Fort Myers & Naples Florida.

Phone 239-560-0726 email joek4realestate@aol.com

OPEN HOUSE JANUARY 15TH 2012 FROM 1-4 PM LOCATED IN CAPE CORAL FLORIDA

Cape Coral Florida real estate, written by Joe Kendall, Broker Associate with Sandals Realty. Pre – Foreclosures / Short Sales located here in Cape Coral Florida, here is pictured one of my current listings in Cape Coral Florida.

I have been helping people in Cape Coral Florida avoid foreclosure since 2007 and this is another one of those efforts. the current Seller paid over $500,000 for this home and $128,000 in 2006 for the vacant lot. This is a 4 bedroom, 3 bath, 3 car garage home with over 3,400 sq. ft. of living area under air located in the northwest section of Cape Coral Florida!

We are working with Chase Bank on this propety for the home owner and are currently waiting on your offer. I have closed several Short Sale Properties in Cape Coral Florida with the lender Chase Bank.

The address of this fine home is 1225 nw 42 street Cape Coral Florida 33993

Cape Coral Florida Real Estate. Foreclosures & Short Sales. There are some very good deals on homes that are listed as a bank short sales located in Southwest Florida specially in Cape Coral Florida. Short Sales normally do not receive as many multi contract offers like bank owned property. Bank Owned have been highly desirable in Southwest Florida over the last couple of years and now that short sales are the preferred method by the banks to reduce under water mortgages, I would suggest you don’t shy away from the bank short sales! Find a Buyers Agent that has experience in purchasing and closing bank short sales!

I provide the home buyer looking to purchase a home in southwest florida with over 11 years of experience and I have been closing short sales since 2007. Search homes for sale here

Fort Myers and Bonita Springs Florida. Gated Communities located in Fort Myers and Bonita Springs written by Joe Kendall Real Estate Broker with Sandals Realty. The popularity of living in gated, or private communities has never really changed over the years in fact has been more popular as in the past. The amount of Foreclosure property and bank owned property tends to be less in the gated communities then in other area. Please understand I am not saying there are no foreclosures in Gated communities because there are, but the image to the average home buyer is there there are not as many.

Many of the people I meet from around the country looking to buy a vacation home here is southwest Florida number one reason they ask about Gated Communities is Security. Many Home Buyers are attracted to living in these communities as it more often then most protects property values and the lifestyle within them. You can search all the gated communities on Fort Myers and Bonita Springs by signing up for a free search account by clicking here

Joe Kendall Broker Associate, Sandals Realty Naples, Fort Myers & Cape Coral Florida

I have been successfully Closing Short Sales since 2007 in Cape Coral, Fort Myers, Lehigh Acres, Naples and Bonita Springs Florida.

My Story -My Success Comes From Helping and Supporting People.

My Passion – Improving Peoples Lives Through Real Estate.

My Support -Encouragement Supported and Backed By Knowledge.

My Tools – Selling Real Estate With The Best Technology In The Industry.

My Business Strategy-Keeping Up With Technology and Always Putting People First.

My Goal -All My Clients Reaching Their Goals and Their Accomplishments.

Joe Always Says-It’s not about me, It’s all about You !

Do you have Short Sale Questions in Cape Coral Florida? I have been helping home owners with short sales since 2006 and I am offering my insight to you.

Asking the right questions to the listing agent can go a long way to greatly increasing your chances of getting an accepted offer and saving you a lot of hopeless time waiting on a reply from the bank.

YOUR TOO LATE ! BUT I HAVE MORE! TALK TO BROKER JOE !

Normally a short sale is a "Great Deal" on "Waterfront Property" in Cape Coral Florida.